MoiScore — Platform Reputation
MoiScore is your portable reputation on Moistello. It's a 0-1000 score that tracks your reliability across all savings circles. The score is computed server-side from on-chain contribution data.
Score Components
MoiScore is calculated from four factors:
| Factor | Weight | Description |
|---|---|---|
| Streaks | 35% | Consecutive on-time contributions. Longer streaks = higher score |
| Completions | 30% | Number of circles successfully completed |
| Volume | 20% | Total USDC contributed across all circles |
| Recency | 15% | How recent your last contribution was. Older activity decays |
Score Tiers
| Score | Tier | Benefits |
|---|---|---|
| 0–200 | Bronze | Basic access, join public circles |
| 201–400 | Silver | Higher circle limits |
| 401–600 | Gold | Join higher-value circles, priority support |
| 601–800 | Platinum | Featured member, access to exclusive circles |
| 801–1000 | Diamond | Maximum limits, top trust tier |
How to Improve Your Score
- Never miss a payment — Streaks are the heaviest factor
- Complete circles — Each completed circle boosts your score
- Participate regularly — Recency matters. Don't go inactive
- Contribute more — Volume contributes to your score
- Be a good member — Negative behavior (disputes, defaults) hurts your score
Score Transparency
MoiScore is computed server-side using blockchain data and is visible on your public profile. This creates a trust network across the entire ecosystem.
Future: Cross-Platform Reputation
Future integrations will allow your MoiScore to be recognized by other Stellar applications, creating a universal reputation system for the Stellar ecosystem.