Use Face ID, fingerprint, or PIN to create your account. No email, no password, no wallet setup needed.
Set the contribution amount, frequency, member count, and payout type. Your Stellar wallet is created automatically when you join.
You and all members contribute USDC or XLM each cycle. Smart contracts track every payment on-chain.
Each cycle, one member gets the full pool. Order: random, fixed, auction, or vote-based.
Every on-time payment builds your MoiScore (0-1000). Higher scores unlock larger circles and better terms.
Smart contract VRF selects payout order. Fair and unpredictable.
Organizer defines payout order upfront. Full transparency.
Members bid discount amounts. Lowest bidder wins, discount shared among all.
Members vote each round on who receives payout. Coming in a future update.